The Florida Payday Loan Database, officially known as the Deferred Presentment Transaction (DPT) Database, is a centralized system operated under the oversight of the Florida Office of Financial Regulation (OFR). It was created to:
Track payday loan transactions in real-time.
Enforce state regulations on short-term lending.
Prevent consumers from taking out multiple taiwan mobile phone number list loans at once.
Limit the total loan amount a borrower can have at any one time.
Promote transparency and responsible lending practices.
By requiring payday lenders to report all loans into this database, the state ensures consumer protection and helps reduce the risk of predatory lending practices.
Who Manages the Florida Payday Loan Database?
The Florida DPT Database is managed by a third-party vendor, Veritec Solutions, LLC, under contract with the state. Veritec operates the system on behalf of Florida’s Office of Financial Regulation and provides the technological framework that lenders use to submit and verify payday loan data.
If you're seeking support or need to contact someone regarding the payday loan database in Florida, Veritec is the company to reach out to.
Florida Payday Loan Database Phone Number
As of the most recent information available, here is how you can get in touch with Veritec regarding the Florida Payday Loan Database:
What Is the Florida Payday Loan Database?
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